My new favorite Martin Luther King Jr. quote is this: “True compassion is more than flinging a coin to a beggar; it comes to see that an edifice which produces beggars needs restructuring. ” To me, this quote not only challenges the traditional idea of what helping the poor and being compassionate is, but also provides a valid critic of the way our government, non-governmental organizations, and economic systems are structured. While one can read it as a single person giving money to “a beggar” it also could apply to the idea of charity as a whole. Many corporations give millions of dollars to a non-profit that may do some good, but doesn’t actually change anything or end the cycle of poverty. The same can be said for a government; like the US for example, which will give nearly $50 billion of aid to other countries, and yet these countries can never seem to get out of poverty. Perhaps the notion of charity needs to be reevaluated.
This is what I like about micro-finance. Although it is not perfect, it seems to challenge the traditional structure of aid. It is more empowering than handouts. With micro-finance, people are given money, yes, but they are also given respect and accountability.
So with that being said, two days ago I made another loan! This time it happened to be to someone in the US. Unfortunately, I must admit that I, although I’m sure I’m not the only one, tend to be a bit biased against people asking for loans in the developed world (especially the US). I unconsciously assume that they do not need the loan as much as those in less developed countries. This is a common misconception, to be sure, and it can stand in the way of the reforming a pretty flawed system like that of the US. When I think of it at a more human level though, such as in terms of my own struggle with this project, I can more easily understand the plight of someone in the developed world.
So I encourage you, whoever is reading this, to take a minute to check out this other entrepreneur’s blog, shop, and kiva profile (she still needs lenders!) Although there may be people who are in more dire financial conditions, we can’t forget our neighbors who may still need our help as well.
Catarina’s Loan: http://www.kiva.org/lend/597599
Catarina’s Shop: http://docerelashop.com/
Catarina’s Blog: http://blog.docerelashop.com/
P.S. She makes stamps too! Talk about a perfect loan for me to help with!